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Executive summaries that actually get read

It is the first section in the document and the last one you should write, because it is a summary of conclusions and you do not have conclusions until the model is built.

2 min readUpdated

One page, in this order

What the business is
Two sentences. What you sell, to whom, where. No adjectives that could belong to another company.
Why now
One or two sentences on what has changed. A business that could have been started identically five years ago invites the question of why it was not.
The ask
The exact amount, the instrument, and what it buys. “$250,000 of SBA 7(a) financing against a $340,000 project” beats “seeking investment”.
The numbers
Five of them, below. Stated flatly, with no hedging language around them.
The evidence
The one or two facts that make this credible: signed contracts, a prior exit, a waiting list, an existing book of business.
What happens if you are wrong
One sentence on the downside and how it is absorbed. Including it signals you have modelled it; omitting it signals you have not.

The five numbers

What each number has to survive
NumberThe question behind it
Revenue in year one and year threeIs this derived from drivers, or is it a growth rate applied to a guess?
The month you reach operating profitDoes the cash last that long, and is that the same month?
Gross marginIs it inside the band for this industry, and if not, why not?
Coverage or runwayFor debt: can it be serviced in the worst year. For equity: how long before you need more.
Owner compensationIs the owner paid? A zero here is read as a mistake or as a fiction.

Every one of those has to match the statements exactly. A summary figure that differs from the financial section by even a rounding step is the cheapest possible way to lose a reader, because it is the first thing they can check and the first thing they do check.

What to leave out

  • The mission statement. Nobody has ever funded one.
  • The market size, unless it is derived and you can show the derivation in the section that follows.
  • Adjectives doing the work of evidence: innovative, disruptive, best-in-class, world-class.
  • Anything you would not be able to defend if the reader stopped you mid-sentence.

Every rule here is enforced by the product.

The checks this article describes are the checks that run before a plan can be exported. Free to generate and read.